Hbc Property Insurance Plan
WHY PAY FOR COVERAGE YOU DON’T NEED?
Our insurance package is flexible, easy to understand and above all, affordable. It goes beyond the basics. Whether you own or rent your home, you’re covered for everything you need, and you won’t pay for what you don’t need. There are no surprises.
So, if it’s damage from a fire, theft, vandalism, or even a car hitting your home, you’re covered! And for out-of-the-ordinary risks such as a swimming pool, you have the option to add additional coverage.
OTHER PROPERTY OFFERINGS
Our full range of property insurance products also include:
- Seasonal Homes
- Condominiums
- Mobile Homes
- Home-based Businesses
- Secondary Residences
- Tenants
- Rental Homes
- Watercraft
We also offer Valuable Articles Insurance on such items as jewellery, furs, personal computers, silverware, coin collections, cellular phones, cameras, fine art, musical instruments, golf carts, garden tractors, snow blowers, sports equipment, and more.
COVERAGE FOR STUDENTS
Students moving into a school dorm or renting an off-campus place on their own may be covered under their parents’ home insurance policy. If they are insured with us, they can be covered up to the full amount of the policy, rather than a small percentage as most other insurers do.
PROPERTY INSURANCE FOR DRIVERS
Did you know that you need property insurance for the contents in your vehicle? In fact, the only items that are covered under your auto policy are those permanently attached to your vehicle, like your car stereo. If your vehicle was broken into and someone stole your cell phone, CDs, laptop, etc., you wouldn’t be covered by your auto insurance.
How do you protect yourself? Your best bet is to buy a home insurance policy. Whether you rent or own, make sure you have insurance for your property so you’re covered not only at home, but also on the road.
EMERGENCY SERVICE, EXCLUSIVELY FOR OUR POLICYHOLDERS
What do you do if a backed-up sewer floods your basement in the middle of the night?
If you are insured against these types of losses, call us day or night. We'll be there to help you! Call us any time, 24 hours a day.
Our claims team is there for you 24/7. Just one call connects you from anywhere in North America. When you call, you’ll always deal with one of our trained associates.
In the case of a fire or other home disaster, we’ll send help for immediate emergency repair, or to board up your home. We’ll get you safely to a hotel and then we’ll be back to fix the damage.
We’ll get to work immediately to get your life back to normal. After all, isn’t that what you expect from your insurance company?
