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Hudsonís Bay Credit Card

HBC Credit Cards

Earn More Hudson's Bay Rewards points

  • Earn DOUBLE Rewards points1 for almost every dollar spent when you also use your Hudson's Bay MasterCardģ or Hudson's Bay Credit Card along with your Hudsonís Bay Rewards card at Hudson's Bay, thebay.com and Home Outfitters.

Use your Hudsonís Bay MasterCard everywhere else for these extras

  • Earn 2 points for almost every $1 spent outside of Hudsonís Bay, thebay.com, Home Outfitters and affiliates with a Hudsonís Bay MasterCard 2.
  • Plus a 25% points bonus twice a year in January and July on your credit statement.
  • A lower annual interest rate on all purchases and cash advances after your first purchase or cash advance made outside of Hudson's Bay, thebay.com and Home Outfitters stores3.


Other Benefits of Hudsonís Bay Credit

  • Up to 90-day returns when you make a purchase at Hudsonís Bay, thebay.com or Home Outfitters using your Hudson's Bay MasterCard or Hudson's Bay Credit Card4.
  • Special Payment Plans when you use your Hudson's Bay MasterCard or Hudson's Bay Credit Card5.
  • Free shipping on online purchases with a minimum purchase6 using your Hudson's Bay MasterCard or Hudson's Bay Credit Card.



1. When you present your Hudsonís Bay Rewards card. Some conditions apply Ė visit www.hbcrewards.com/termsandconditions for full details.
2. Outside of Hudson's Bay, thebay.com, Home Outfitters and affiliates. Some conditions apply. Visit www.hbcrewards.com/termsandconditions for full details.
3. No Annual Fee. Initial interest rate for Purchases and Cash Advances is 29.9%. You can trigger the lower interest rate of Prime plus 17% in any billing cycle when you shop outside of Hudsonís Bay or Home Outfi tters and do not return the purchase in that billing cycle, or by taking a Cash Advance, as permitted, on your account (excluding Quick Cash).
Accounts must be in good standing to trigger and keep the lower interest rate. The Canadian Prime rate is as published in The Globe and Mail on the last Friday of the month preceding your billing cycle. See your Hudsonís Bay Credit Account Agreement for more details.
4. Original receipt required. Some exceptions apply. See in store for details.
5. Special Payment Plans are available on approved credit only. Some conditions and exceptions apply. Speak with a store associate for details.
6. On a minimum purchase of $29 of cosmetics/fragrances or a minimum purchase of $45 of any other merchandise.



Hudsonís Bay, Hudsonís Bay Rewards, Hudsonís Bay Credit , hbc.com and their associated designs are trademarks of Hudsonís Bay Company.
Credit is extended by Capital One Bank (Canada Branch).
Capital Oneģ is a registered trademark of Capital One Financial Corporation. MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. All marks used under licence. All rights reserved.



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